It seems that there is some confusion about how the whole payment process works. So here is an explanation that will hopefully shed some light on the process.
First of all we pay the doctors directly. Any doctor that accepts credit cards (most all do) will accept payment from MyFreeImplants. Some of the few remaining doctor’s offices that haven’t yet heard of us may not understand how our process works, but don’t worry, any time we encounter one of those docs a quick phone call to them explains everything.
Now, once your reach your goal on the website several things happen. First your account gets added to the Hall Of Fame list (a.k.a. Hooterville) congratulations! Once that happens you are no longer eligible for donations, and any benefactor that had contributed to you by way of donations will now be able to message you for free so that you can keep the conversation going and keep the friendship going. Next we will review your account history, messages, donations, pictures, blogs, etc… to ensure that there are no outrageous violations of our terms or misconduct. At that point we’re also looking for any financial risks and any potential fraudulent charges. I won’t go into this screening process in detail (security through obscurity) but we evaluate all contributions to assess the risk factor for a charge coming back as unpaid. Once this initial review takes place and if everything checks out, you will be sent your paperwork. The paperwork includes a liability waiver form, a model agreement form, and a payment agreement letter for your doctor. You must then sign the two forms, have them notarized and send them back to us along with a photo ID, and a copy of your doctors estimate.
The above process can take anywhere from 1 to 2 weeks depending on your location, our work load, your timeliness in returning the paperwork, etc…
The payment agreement letter will have a date of payment on it. This date is based on 60 days from the date you reached your goal. This letter is not a contract, it is simply a letter for your doctor letting them know that MyFreeImplants will be making payment on your behalf. The 60 day waiting period is designed as a cooling off period to make sure all funds clear. The cooling period is a minimum of 60 days, and a maximum of 180 days. We always do what we can to make sure it’s on the lower end of the scale. Sometimes once a couple billing cycles pass and the smoke clears it turns out a few transactions get reversed. It’s rare, but it can happen. In that situation (depending on the amount) we may require you to reactivate your account to raise the additional money. Again, rare but it could happen, and has happened in the past. If a transaction does come back as unpaid, that means we don’t have access to that money any longer. If we don’t have that money, we can’t pay that money out. Pretty simple. Technically yes, we probably could — but that’s taking a big risk that we may never see that money. Again, this is all about minimizing our risk so that OTHER PEOPLE from the website that are on their way to reaching their goals don’t have to suffer any hardships because we made a bone headed move and took too big of a risk just to appease you.
Despite what people may think, it’s not about holding the money for x number of days to collect interest, because 60 extra days of interest isn’t going to make a whole lot of money. It’s all about protecting the company, protecting the website, and most importantly protecting the OTHER PEOPLE who are also trying to realize their dreams. We simply cannot and will not take risks that put the entire operation at risk.
We understand that you are anxious for your surgery and that you’ve been dreaming about this day for many many years. Our intention is not to drag the process out and make you wait longer. Our intentions are in the best interest of EVERYONE as a whole, not you as an individual — even though you are included in that group of ‘everyone’.
So, when it says on your payment form that payment will be made on such and such date, that means we will do our absolute best to do what we can to make payment on that date. But you should not EXPECT payment sooner. Sometimes, based on an accounts history and payment patterns, we can and will release money for a consultation fee sooner. Likewise, sometimes based on an accounts history and payment patterns, we can and will release money for a deposit sooner. But all of that is pending a banks final approval on the funds. Once they give us the sign-off saying ‘yup, the money is yours’ that’s when the money becomes yours (er, the doctors I should say). Early payments are made on a case by case basis. If you were lucky enough to reach your goal really fast, you will most likely have to wait the full duration for payment since there is more risk. if you’ve been here a long time there is far less risk.
This post isn’t targeted at any individual in particular. But sometimes people fail to realize that our job is to focus on the bigger picture, while you the individual are obviously focused on yourself, which is understandable as you’re not the one running the website. Just please don’t throw a fit when thing don’t pan out EXACTLY the way you want, be flexible and it’ll make everyone’s lives a little less stressful. If you reached your goal, you will get your implants. I promise.